Without membership you still get lots of help and great forums. You get mommy forums, TTC forums, high tech forums. Membership brings some great extras but you can still get great info and support with a basic membership. A lot of sites don't even offer a basic free membership. The cost for a Gold membership here goes to support the site.
Charliecats still comes on the general forum and answers questions but she gives priority to the gold forum.
Times are tight. We are on a very tight budget too so I understand how you feel. But make the most of the general forums and you'll get great information. Good luck with your babies!