Is this your first time using OPK's? Or do you know on average when you O (CD)? It is really hard to say. For example, me, I typically O 12 hours after my first +OPK. I have been able to figure this out by tracking BBT and using a Fertility Monitor along with OPK's. So knowing this, I would time O+12 24hrs. after my +OPK. I hope that makes sense.
If you are not traking BBT or anything else, I would say that as much as it grosses you out, try to check and watch your CM. If that is still a no go, you could always BD on the later side and if you get a BFN, do it a few hours sooner next cycle. I will say that on average, a women O's 24hrs. after the first +OPK, so for this month, BD 36-38hrs. after your +OPK and if you get a BFN, BD 30-36hrs. after your +OPK, etc. That is what I would do if I knew nothing else about my cycle. It takes 4 hours for the sperm to captivate the egg, so technically you have between O+12 and O+18 to BD, assuming the egg lasts for 24hrs. total.
GL